There are a number of ways to fund private psychological services, such as self-funding, private medical insurance and through other third parties. Unfortunately, our services are not currently funded by the NHS.
What are the fees?
Fees are always worked out on an individual basis and are determined at the initial assessment meeting. You will always be given an idea of the cost of the initial assessment and of the therapy during the phone call prior to the appointment.
You do not need to have private medical insurance to see any of the Hampshire & Surrey associates, many people pay for the treatment they receive themselves.
Cost of consultations:
The assessment and treatment fees will be discussed with you before the initial assessment. These may vary on an individual basis depending on a number of factors.
How and when to pay:
The fees for each session need to be paid at or before the appointment. This can be done via bank transfer, cheque or in cash. If the fees are to be paid by a third party, an invoice will be sent to them, which they must pay in full upon receipt.
Private medical insurance members:
If you have private medical insurance, please contact your insurer to ensure that your cover is adequate, that your treatment will be covered and whether there are limits to the amount that you are allowed to claim. Please ensure that you have received authorisation from your insurance provider to go ahead, before you attend any appointment. Please be aware that if you book an appointment without your insurer’s authorisation, and they later decline to pay, you will be liable for the cost. You should keep track of your sessions and any maximum allowances.
Our associates are recognised as providers of clinical and counselling psychology services by most insurers. However, some insurers will require that you are referred by a GP or a Consultant Psychiatrist before you can begin psychological therapy; if you don’t already have a Consultant, we can introduce you to one of our partner Psychiatrists.
If private medical insurance has a limit on the number of sessions that you are covered for, but you wish to continue receiving therapy, you can then choose to make up the difference by paying yourself. Please note that some insurers have an annual excess that you may be liable for yourself.
Indirectly funded clients:
If your fees are being paid by somebody else (e.g. insurance company, rehabilitation agency, employer, solicitor, family), we will need their written confirmation that they will be responsible for all of the fees. They will usually then be invoiced directly.
Some of our therapists see people who may have developed psychological problems following personal injury, such as a road traffic accident or an accident at work. Sometimes your solicitors or an independent agency will have secured funds for your treatment. In such cases, we need to receive a letter from the party who has agreed to pay for your treatment, formally instructing us to provide treatment.
Cancellation or Non-Attendance:
When you make an appointment, that whole session is reserved for you. As such, if you need to cancel your appointment, we will need at least 48 hours notice. This is to allow us the time to offer your cancelled appointment to others who may be waiting for an appointment. If less than 48 hours notice is given or if you do not attend an appointment, the full fee will be charged. There will be no charge if more than 48 hours notice is given. Please also be aware that some insurers or third parties will not cover this cost and as such you will be fully responsible for this fee.
Free NHS Services
Our associates work in private practice. If you would like to see a Psychologist for free on the NHS, you need to discuss this option with your GP.
On the 1 July 2009, Clinical Psychologists joined the Health Professions Council Register, and therefore psychological therapy is now VAT exempt. Expert witness reports and other services remain VAT rated.
Why do Therapists Fees Vary?
We are often asked what the difference is between Psychiatrists, Psychologists, Psychotherapists and Counsellors and why Counsellors or Psychotherapists tend to charge less for their services.
Psychiatrists are physicians who have specialised in the diagnosis and treatment of mental health disorders. They are able to prescribe medication and will be able to advise on which combination of therapy and/or medication is most appropriate. They may also have trained to be able to offer therapy.
Clinical Psychologists’ training is broad-based within the NHS and lasts a minimum of six years, leading to a doctoral level qualification that enables them to assess, diagnose and (like Psychiatrists) advise on the most appropriate treatment combinations. They are trained to provide therapy for a wide range of mental health disorders and then often undertake specialist training.
Counsellors and Psychotherapists are trained to deliver therapy and their training may vary from a few months to several years. They are usually fully trained in only one approach which means that they may be less able to offer the most effective or suitable form of therapy to help in every case.